SingleView Open Banking API is an HTTP-based platform that allows registered and authorized users to AIS, PIS, Fund Confirmation and other functions of the Open Banking API. Every operation requires sending a valid JSON request to an HTTPS post location. In return, the users will get the JSON-encoded response along with standard response codes.
The platform provides a unified set of APIs that enable Payment Service User’s (PSU) to connect to various open banking services in a simple and secure manner. The goal of this product is to allow consumers a higher control over and better access to banking.
The above picture represents the data flow and exchange between the user and SingleView Open Banking API.
A registered API user can request for any of the available functionalities, depending upon their access to the SingleView Open Banking API modules.
The request and response are to be in the recommended JSON format with appropriate information in the Header and Body should be passed through the corresponding link among:
To access the Sandbox or Testing phase: https://servicesuat.onesingleview.com
To access the Live phase features and services: https://services.onesingleview.com
This request flows through the integration system and the user credentials will be validated.
- If a request is valid, the system will process it through the Open Banking API platform and provide an appropriate response
- If a request is found to be invalid, then the system will abort the further processing by naming it as "Unauthorized/Invalid"
Condition to use SingleView Open Banking API
To access the SingleView API platform, a user must have a registered account and provide the required API Keys in the header of their requests.
SingleView Open Banking API is broadly categorized into four parts namely,
- AIS - Account Information Services
- PIS - Payment Initiation Services
- Variable Recurring Payments
- Fund Confirmation
A user can choose to access certain or all the modules, banks, and other functionalities depending upon their interest or requirement. The user API account will be configured for the available & requested functionalities during registration and can be changed upon request if required.
Updated about 1 month ago