Overview

SingleView AIS API enables the retrieval of account information from banks using the Consent ID and account ID. The API allows the users to access the account information for the Bank accounts with active user consent. Once consent is expired or deleted, that specific bank account information shall be inaccessible.

For all the consented bank accounts, a unique account ID can be used to retrieve the corresponding account information and data.

The account information can be obtained in the following methods:

Get All Accounts Info
Get Account Info by Account ID

Get All Accounts Info

This method uses the Consent ID and fetches all the bank accounts included in the specified consent. Below are examples of requests and responses to this method.

Try in API Reference ➜

Endpoint details

Endpoint URL	Method	Authentication requirements
`/v1/api/observice/accounts`	POST	1. `clientId` 2. `clientCode` 3. `Authorization: Bearer` 4. `signature`

Sample request

{
  "dateTimeStamp": "YYYY-MM-DDTHH:MM:SS",
  "requestID": "Enter_Request_Id",
  "merchantId": "Enter_Merchant_Id",
  "banks": [
    {
      "code": "Enter_Bank_Code",
      "consentId":"Enter_Consent_Id"
    }
  ]
}

Request description

JSON Tag	Description	Data type
DateTimeStamp Mandatory	Stamp denoting the date and time of the request	String
RequestID Mandatory	Unique request identification	String
merchantId Mandatory	Unique merchant identification	String
banks Mandatory	Array of banks and consents	Object
code Mandatory	Unique bank identification code	String
consentId Mandatory	Unique consent identification	String

Sample response

{
  "success": true,
  "payload": [
    {
      "code": "Bank_Code",
      "data": {
        "account": [
          {
            "accountId": "Account_Id",
            "accountHolderName": "Account_Holder_Name",
            "accountHolderShortName": "Account_Holder_Short_Name",
            "status": "Acccount_Status",
            "currency": "Account_Currency",
            "nickname": "Account_Holder_Nickname",
            "accountType": "Type_of_Account",
            "accountSubType": "Sub-Type_of_Account",
            "accountIdentifiers": [
              {
                "identificationType": "Identification_Type",
                "identification": "Identification",
                "name": "Identified_Name"
              },
              {
                "identificationType": "Identification_Type",
                "identification": "Identification",
                "name": "Identified_Name"
              }
            ],
            "servicer": {
              "identificationType": "Identification_Type",
              "identification": "Identification"
            },
            "statusUpdateDateTime": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "description": "Account_Sub-type_Description",
            "openingDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "maturityDate": "YYYY-MM-DDTHH:MM:SS.SSSZ"
          },
          {
            "accountId": "Account_Id",
            "accountHolderName": "Account_Holder_Name",
            "accountHolderShortName": "Account_Holder_Short_Name",
            "status": "Acccount_Status",
            "currency": "Account_Currency",
            "nickname": "Account_Holder_Nickname",
            "accountType": "Type_of_Account",
            "accountSubType": "Sub-Type_of_Account",
            "accountIdentifiers": [
              {
                "identificationType": "Identification_Type",
                "identification": "Identification",
                "name": "Identified_Name"
              },
              {
                "identificationType": "Identification_Type",
                "identification": "Identification",
                "name": "Identified_Name"
              }
            ],
            "servicer": {
              "identificationType": "Identification_Type",
              "identification": "Identification"
            },
            "statusUpdateDateTime": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "description": "Account_Sub-type_Description",
            "openingDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "maturityDate": "YYYY-MM-DDTHH:MM:SS.SSSZ"
          }
        ]
      },
      "links": {
        "self": "https://"
      },
      "meta": {
        "totalPages": 0
      }
    }
  ]
}

Response description

JSON Tag	Description
success	Process success status represented as `true` or `false`
payload	Tag carrying the response information
code	Unique bank identification code
data	Tag carrying the response data of the accounts
account	Tag carrying a specific account information
accountId	Unique bank account identification code
accountHolderName	Full name of the account holder
accountHolderShortName	Short name of the account holder
status	Current status of the account as `active` or `inactive`
currency	Default currency of the account
nickname	Nickname of the account holder
accountType	Type of the account
accountSubType	Sub-type of the account
accountIdentifiers	Account identifiers information tag
identificationType	Type of account identification
identification	Unique identification details
name	Name of the account as per identification
servicer	Account servicer details tag
identificationType	Type of servicer account identification
identification	Unique servicer identification details
statusUpdateDateTime	Effective date and time of the last update of account information
description	Description of the account information
openingDate	Date of opening of the bank account
maturityDate	Date of maturity of the bank account
links	Redirect links tag
self	Own links/URL details
meta	Meta tag
totalPages	Information included in the response in terms of page length

Get Account Info By Account ID

This method uses the Consent ID and Account ID to fetch the account information of the specified account.