Expense Check
Track expenses and improve financial planning and budgeting
Introduction
Expense check API services allow businesses to track, analyze, and manage expenses. These APIs facilitate the automation of expense-related processes, enabling firms to streamline expense management and gain insights into their spending patterns.
Consent
User consent is the primary requirement to access any services in Open Banking. The user or account holder grants explicit consent to a Third-Party to access their financial data. This consent is given through a secure, multi-factor authentication process to verify the user's identity.
The consent request must include the following details:
| Endpoint | useCaseType Value | permissions Value |
|---|---|---|
/v1/api/observice/connect | EXPENSECHECK | ReadAccountsBasicReadAccountsDetailReadBalancesReadTransactionsBasicReadTransactionsCreditsReadTransactionsDebitsReadTransactionsDetail |
Check Consent Management for more details to create, view, and revoke consents.
Get Expense Check Services
Endpoint details
| Endpoint URL | Method | Authentication requirements |
|---|---|---|
/v1/api/observice/allAccountsTransactions | POST | 1. clientId2. clientCode3. signature4. Authorization Bearer: Token |
Sample request
{
"dateTimeStamp": "2024-12-31T10:40:00+02:00",
"requestID": "df797efb-b588-4234-8ae1-5cb748559830",
"merchantId": "APIS-300505",
"insights": true,
"expenseCheck" : true,
"fromDate": "2016-01-01T10:40:00+02:00",
"toDate": "2025-12-31T10:40:00+02:00",
"timeline": "byDay",
"banks": [
{
"code": "SAMA",
"consentId":"urn:SAMA:kac-5a166b7d-8cdb-443a-a67a-80ad7a5b95b3"
}
]
}
Request description
| JSON Tag | Description | Data type |
|---|---|---|
| DateTimeStamp Mandatory | Stamp denoting the date and time of the request ISO 8601 format - YYYY-MM-DDTHH:MM:SS | Date |
| RequestID Mandatory | Unique request identification UUID format | Alphanumeric |
| merchantId Mandatory | Unique merchant identification UUID format | Alphanumeric |
| insights Mandatory | Insights tag to be denoted as true | Boolean |
| expenseCheck Mandatory | Expense check service tag to be denoted as true | Boolean |
| fromDate Mandatory | Initial date of transaction period ISO 8601 format - YYYY-MM-DDTHH:MM:SS | Date |
| toDate Mandatory | Final date of transaction period ISO 8601 format - YYYY-MM-DDTHH:MM:SS | Date |
| timeline Mandatory | Timeline classification tag to be denoted as By Month/By Week/By Year | Boolean |
| banks Mandatory | Array of banks and consents | Object |
| code Mandatory | Unique bank identification code | Alphanumeric |
| consentId Mandatory | Unique consent identification | String |
Sample response
{
"payload": {
"success": true,
"payload": [
{
"code": "SAMA",
"consentId": "urn:SAMA:kac-2c361947-7f39-4841-b538-8b57c9d17e88",
"data": {
"account": [
{
"accountId": "100004000000000000000002",
"accountHolderName": "Mitsuhirato",
"accountHolderShortName": "Mitsuhirato",
"status": "Active",
"currency": "SAR",
"nickname": "Mitsuhirato",
"accountType": "KSAOB.Retail",
"accountSubType": "CurrentAccount",
"accountIdentifiers": [
{
"identificationType": "KSAOB.IBAN",
"identification": "10000109010102",
"name": "Luigi International"
},
{
"identificationType": "KSAOB.IBAN",
"identification": "10000109010102",
"name": "Luigi International"
}
],
"servicer": {
"identificationType": "KSAOB.BICFI",
"identification": "10000109010101"
},
"statusUpdateDateTime": "2023-02-01T16:37:00.980Z",
"description": "Account sub-type description",
"openingDate": "2022-04-08T16:37:00.980Z",
"maturityDate": "2023-11-29T16:37:00.980Z",
"transactions": [
{
"transactionId": "e0e11370-eb2d-4694-8bed-571c7916b05e",
"transactionDateTime": "2017-01-02T00:00:00.000Z",
"transactionReference": "2662f41c-f4d6-4dbc-82ae-a7fd07d2a60e",
"transactionType": "KSAOB.InternationalTransfer",
"subTransactionType": "KSAOB.NotApplicable",
"paymentModes": "KSAOB.Offline",
"creditDebitIndicator": "KSAOB.Credit",
"status": "KSAOB.Booked",
"transactionMutability": "KSAOB.Mutable",
"bookingDateTime": "2017-01-02T00:00:00.000Z",
"valueDateTime": "2017-01-02T00:00:00.000Z",
"amount": {
"amount": "6.20",
"currency": "SAR"
},
"chargeAmount": {
"amount": "6.20",
"currency": "SAR",
"chargeIncluded": false
},
"balance": {
"creditDebitIndicator": "KSAOB.Credit",
"type": "KSAOB.ClosingAvailable",
"amount": {
"amount": "10.00",
"currency": "SAR"
}
},
"merchantDetails": {
"merchantName": "merchantName",
"merchantCategoryCode": "test",
"merchantId": 1234
},
"localTimeZone": "UTC+03:00",
"terminalId": 12345678,
"chargeAmountVat": {
"amount": "71.5806",
"currency": "SAR"
},
"flags": [
"KSAOB.Payroll"
],
"cardInstrument": {
"cardSchemeName": "KSAOB.AmericanExpress",
"instrumentType": "KSAOB.ApplePay",
"name": "test",
"identification": "1234********4321"
},
"creditorAccount": [
{}
],
"debtorAccount": {
"identificationType": "KSAOB.IBAN",
"identification": "string",
"name": "string"
},
"transactionInformation": "COSTA COFFEE",
"bankTransactionCode": {
"domain": "domain",
"domainCode": "domainCode",
"family": "family",
"familyCode": "familyCode",
"subFamily": "subFamily",
"subFamilyCode": "subFamilyCode"
},
"proprietaryBankTransactionCode": {
"code": "code",
"issuer": "issuer"
},
"creditorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "KSAOB.BICFI",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "Alf"
},
"debtorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "string",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "string"
},
"billDetails": {
"billerId": 100004,
"billNumber": "1234",
"billPaymentType": "KSAOB.Renewal"
}
},
{
"transactionId": "fdd8912a-d260-45a4-ba7c-cd8889955e82",
"transactionDateTime": "2017-01-02T00:00:00.000Z",
"transactionReference": "bf331590-a8c0-443e-a819-0c3bca28afaa",
"transactionType": "KSAOB.InternationalTransfer",
"subTransactionType": "KSAOB.WithdrawalReversal",
"paymentModes": "KSAOB.Online",
"creditDebitIndicator": "KSAOB.Credit",
"status": "KSAOB.Booked",
"transactionMutability": "KSAOB.Mutable",
"bookingDateTime": "2017-01-02T00:00:00.000Z",
"valueDateTime": "2017-01-02T00:00:00.000Z",
"amount": {
"amount": "723.10",
"currency": "SAR"
},
"chargeAmount": {
"amount": "723.10",
"currency": "SAR",
"chargeIncluded": false
},
"balance": {
"creditDebitIndicator": "KSAOB.Credit",
"type": "KSAOB.ClosingAvailable",
"amount": {
"amount": "10.00",
"currency": "SAR"
}
},
"merchantDetails": {
"merchantName": "merchantName",
"merchantCategoryCode": "test",
"merchantId": 1234
},
"localTimeZone": "UTC+03:00",
"terminalId": 12345678,
"chargeAmountVat": {
"amount": "71.5806",
"currency": "SAR"
},
"flags": [
"KSAOB.Payroll"
],
"cardInstrument": {
"cardSchemeName": "KSAOB.AmericanExpress",
"instrumentType": "KSAOB.ApplePay",
"name": "test",
"identification": "1234********4321"
},
"creditorAccount": [
{}
],
"debtorAccount": {
"identificationType": "KSAOB.IBAN",
"identification": "string",
"name": "string"
},
"transactionInformation": "INT'L 003243488 GITHUB.COM",
"bankTransactionCode": {
"domain": "domain",
"domainCode": "domainCode",
"family": "family",
"familyCode": "familyCode",
"subFamily": "subFamily",
"subFamilyCode": "subFamilyCode"
},
"proprietaryBankTransactionCode": {
"code": "code",
"issuer": "issuer"
},
"creditorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "KSAOB.BICFI",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "Alf"
},
"debtorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "string",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "string"
},
"billDetails": {
"billerId": 100004,
"billNumber": "1234",
"billPaymentType": "KSAOB.Renewal"
}
},
{
"transactionId": "dfafc02c-bada-4504-bb99-19f3f43a1bdf",
"transactionDateTime": "2017-01-02T00:00:00.000Z",
"transactionReference": "38ed322a-9a8e-485d-9f06-15eae153baa3",
"transactionType": "KSAOB.Teller",
"subTransactionType": "KSAOB.Deposit",
"paymentModes": "KSAOB.Offline",
"creditDebitIndicator": "KSAOB.Credit",
"status": "KSAOB.Booked",
"transactionMutability": "KSAOB.Mutable",
"bookingDateTime": "2017-01-02T00:00:00.000Z",
"valueDateTime": "2017-01-02T00:00:00.000Z",
"amount": {
"amount": "19.88",
"currency": "SAR"
},
"chargeAmount": {
"amount": "19.88",
"currency": "SAR",
"chargeIncluded": false
},
"balance": {
"creditDebitIndicator": "KSAOB.Credit",
"type": "KSAOB.ClosingAvailable",
"amount": {
"amount": "10.00",
"currency": "SAR"
}
},
"merchantDetails": {
"merchantName": "merchantName",
"merchantCategoryCode": "test",
"merchantId": 1234
},
"localTimeZone": "UTC+03:00",
"terminalId": 12345678,
"chargeAmountVat": {
"amount": "71.5806",
"currency": "SAR"
},
"flags": [
"KSAOB.StandingOrder"
],
"cardInstrument": {
"cardSchemeName": "KSAOB.AmericanExpress",
"instrumentType": "KSAOB.ApplePay",
"name": "test",
"identification": "1234********4321"
},
"creditorAccount": [
{}
],
"debtorAccount": {
"identificationType": "KSAOB.IBAN",
"identification": "string",
"name": "string"
},
"transactionInformation": "Non-Sterling Transaction Fee",
"bankTransactionCode": {
"domain": "domain",
"domainCode": "domainCode",
"family": "family",
"familyCode": "familyCode",
"subFamily": "subFamily",
"subFamilyCode": "subFamilyCode"
},
"proprietaryBankTransactionCode": {
"code": "code",
"issuer": "issuer"
},
"creditorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "KSAOB.BICFI",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "Alf"
},
"debtorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "string",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "string"
},
"billDetails": {
"billerId": 100004,
"billNumber": "1234",
"billPaymentType": "KSAOB.Renewal"
}
},
{
"transactionId": "239a81b6-55eb-46a9-b998-a450c99c0c8f",
"transactionDateTime": "2017-01-02T00:00:00.000Z",
"transactionReference": "7219dcf8-44eb-469c-b1d3-b4b92e4932e9",
"transactionType": "KSAOB.LocalBankTransfer",
"subTransactionType": "KSAOB.Reversal",
"paymentModes": "KSAOB.Batch",
"creditDebitIndicator": "KSAOB.Credit",
"status": "KSAOB.Booked",
"transactionMutability": "KSAOB.Mutable",
"bookingDateTime": "2017-01-02T00:00:00.000Z",
"valueDateTime": "2017-01-02T00:00:00.000Z",
"amount": {
"amount": "38.70",
"currency": "SAR"
},
"chargeAmount": {
"amount": "38.70",
"currency": "SAR",
"chargeIncluded": false
},
"balance": {
"creditDebitIndicator": "KSAOB.Credit",
"type": "KSAOB.ClosingAvailable",
"amount": {
"amount": "10.00",
"currency": "SAR"
}
},
"merchantDetails": {
"merchantName": "merchantName",
"merchantCategoryCode": "test",
"merchantId": 1234
},
"localTimeZone": "UTC+03:00",
"terminalId": 12345678,
"chargeAmountVat": {
"amount": "71.5806",
"currency": "SAR"
},
"flags": [
"KSAOB.Payroll"
],
"cardInstrument": {
"cardSchemeName": "KSAOB.AmericanExpress",
"instrumentType": "KSAOB.ApplePay",
"name": "test",
"identification": "1234********4321"
},
"creditorAccount": [
{}
],
"debtorAccount": {
"identificationType": "KSAOB.IBAN",
"identification": "string",
"name": "string"
},
"transactionInformation": "TFL.GOV.UK/CP TFL TRAVEL CH",
"bankTransactionCode": {
"domain": "domain",
"domainCode": "domainCode",
"family": "family",
"familyCode": "familyCode",
"subFamily": "subFamily",
"subFamilyCode": "subFamilyCode"
},
"proprietaryBankTransactionCode": {
"code": "code",
"issuer": "issuer"
},
"creditorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "KSAOB.BICFI",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "Alf"
},
"debtorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "string",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "string"
},
"billDetails": {
"billerId": 100004,
"billNumber": "1234",
"billPaymentType": "KSAOB.Renewal"
}
},
{
"transactionId": "c5afd419-3c2a-4e43-b037-c57d572e46fe",
"transactionDateTime": "2017-01-02T00:00:00.000Z",
"transactionReference": "c8b39673-8995-4104-8aa5-c3c199955824",
"transactionType": "KSAOB.Teller",
"subTransactionType": "KSAOB.DepositReversal",
"paymentModes": "KSAOB.Offline",
"creditDebitIndicator": "KSAOB.Credit",
"status": "KSAOB.Booked",
"transactionMutability": "KSAOB.Mutable",
"bookingDateTime": "2017-01-02T00:00:00.000Z",
"valueDateTime": "2017-01-02T00:00:00.000Z",
"amount": {
"amount": "452.00",
"currency": "SAR"
},
"chargeAmount": {
"amount": "452.00",
"currency": "SAR",
"chargeIncluded": false
},
"balance": {
"creditDebitIndicator": "KSAOB.Credit",
"type": "KSAOB.ClosingAvailable",
"amount": {
"amount": "10.00",
"currency": "SAR"
}
},
"merchantDetails": {
"merchantName": "merchantName",
"merchantCategoryCode": "test",
"merchantId": 1234
},
"localTimeZone": "UTC+03:00",
"terminalId": 12345678,
"chargeAmountVat": {
"amount": "71.5806",
"currency": "SAR"
},
"flags": [
"KSAOB.Cashback"
],
"cardInstrument": {
"cardSchemeName": "KSAOB.AmericanExpress",
"instrumentType": "KSAOB.ApplePay",
"name": "test",
"identification": "1234********4321"
},
"creditorAccount": [
{}
],
"debtorAccount": {
"identificationType": "KSAOB.IBAN",
"identification": "string",
"name": "string"
},
"transactionInformation": "SOME DESIGN LIMITED",
"bankTransactionCode": {
"domain": "domain",
"domainCode": "domainCode",
"family": "family",
"familyCode": "familyCode",
"subFamily": "subFamily",
"subFamilyCode": "subFamilyCode"
},
"proprietaryBankTransactionCode": {
"code": "code",
"issuer": "issuer"
},
"creditorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "KSAOB.BICFI",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "Alf"
},
"debtorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "string",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "string"
},
"billDetails": {
"billerId": 100004,
"billNumber": "1234",
"billPaymentType": "KSAOB.Renewal"
}
},
{
"transactionId": "ece1518f-d1f1-4961-94b3-c494d9e12803",
"transactionDateTime": "2017-01-03T00:00:00.000Z",
"transactionReference": "7fe5615b-c5a2-46f0-a16e-f9dc758aa5e4",
"transactionType": "KSAOB.BillPayments",
"subTransactionType": "KSAOB.NotApplicable",
"paymentModes": "KSAOB.Offline",
"creditDebitIndicator": "KSAOB.Credit",
"status": "KSAOB.Booked",
"transactionMutability": "KSAOB.Mutable",
"bookingDateTime": "2017-01-03T00:00:00.000Z",
"valueDateTime": "2017-01-03T00:00:00.000Z",
"amount": {
"amount": "56.66",
"currency": "SAR"
},
"chargeAmount": {
"amount": "56.66",
"currency": "SAR",
"chargeIncluded": false
},
"balance": {
"creditDebitIndicator": "KSAOB.Credit",
"type": "KSAOB.ClosingAvailable",
"amount": {
"amount": "10.00",
"currency": "SAR"
}
},
"merchantDetails": {
"merchantName": "merchantName",
"merchantCategoryCode": "test",
"merchantId": 1234
},
"localTimeZone": "UTC+03:00",
"terminalId": 12345678,
"chargeAmountVat": {
"amount": "71.5806",
"currency": "SAR"
},
"flags": [
"KSAOB.StandingOrder"
],
"cardInstrument": {
"cardSchemeName": "KSAOB.AmericanExpress",
"instrumentType": "KSAOB.ApplePay",
"name": "test",
"identification": "1234********4321"
},
"creditorAccount": [
{}
],
"debtorAccount": {
"identificationType": "KSAOB.IBAN",
"identification": "string",
"name": "string"
},
"transactionInformation": "BT MOBILE",
"bankTransactionCode": {
"domain": "domain",
"domainCode": "domainCode",
"family": "family",
"familyCode": "familyCode",
"subFamily": "subFamily",
"subFamilyCode": "subFamilyCode"
},
"proprietaryBankTransactionCode": {
"code": "code",
"issuer": "issuer"
},
"creditorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "KSAOB.BICFI",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "Alf"
},
"debtorAgent": {
"identificationType": "KSAOB.BICFI",
"identification": "string",
"postalAddress": {
"addressType": "KSAOB.Business",
"streetName": "streetName",
"buildingNumber": "1234",
"postalCode": "postCode",
"city": "townName",
"country": "SA",
"shortAddress": "address",
"unitNumber": 1234,
"secondaryNumber": "1234",
"district": "district"
},
"name": "string"
},
"billDetails": {
"billerId": 100004,
"billNumber": "1234",
"billPaymentType": "KSAOB.Renewal"
}
},
{
"transactionId": "ce2b5a7c-a1d1-4e04-a4bb-3ab50574aad9",
"transactionDateTime": "2017-01-03T00:00:00.000Z",
"transactionReference": "d216a71d-f257-4450-8a91-4489bb529e9d",
"transactionType": "KSAOB.POS",
"subTransactionType": "KSAOB.DepositReversal",
"paymentModes": "KSAOB.Offline",
"creditDebitIndicator": "KSAOB.Credit",
"status": "KSAOB.Booked",
"transactionMutability": "KSAOB.Mutable",
"bookingDateTime": "2017-01-03T00:00:00.000Z",
"valueDateTime": "2017-01-03T00:00:00.000Z",
"amount": {
"amount": "9.85",
"currency": "SAR"
},
"chargeAmount": {
"amount": "9.85",
"currency": "SAR",
"chargeIncluded": false
},
"balance": {
"creditDebitIndicator": "KSAOB.Credit",
"type": "KSAOB.ClosingAvailable",
"amount": {
"amount": "10.00",
"currency": "SAR"
}
},
"merchantDetails": {
"merchantName": "merchantName",
"merchantCategoryCode": "test",
"merchantId": 1234
},
"localTimeZone": "UTC+03:00",
"terminalId": 12345678,
"chargeAmountVat": {
"amount": "71.5806",
"currency": "SAR"
},
"flags": [
"KSAOB.Cashback"
],
"cardInstrument": {
"cardSchemeName": "KSAOB.AmericanExpress",
"instrumentType": "KSAOB.ApplePay",
"name": "test",
"identification": "1234********4321"
},
"creditorAccount": [
{}
],
"debtorAccount": {
"identificationType": "KSAOB.IBAN",
"identification": "string",
"name": "string"
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{
"month": "Jul 24",
"amount": 43656
},
{
"month": "Jun 24",
"amount": 25671
},
{
"month": "May 24",
"amount": 63765
},
{
"month": "Apr 24",
"amount": 33696
},
{
"month": "Feb 24",
"amount": 12969
},
{
"month": "Mar 24",
"amount": 34419
},
{
"month": "Jan 17",
"amount": 0
}
],
"eachMonthNonEssentials": [
{
"month": "Jan 25",
"amount": 0
},
{
"month": "Dec 24",
"amount": 0
},
{
"month": "Nov 24",
"amount": 0
},
{
"month": "Oct 24",
"amount": 0
},
{
"month": "Sep 24",
"amount": 0
},
{
"month": "Aug 24",
"amount": 0
},
{
"month": "Jul 24",
"amount": 0
},
{
"month": "Jun 24",
"amount": 0
},
{
"month": "May 24",
"amount": 0
},
{
"month": "Apr 24",
"amount": 0
},
{
"month": "Feb 24",
"amount": 0
},
{
"month": "Mar 24",
"amount": 0
},
{
"month": "Jan 17",
"amount": 0
}
],
"expenseAnalysis": [
{
"month": "Jan 25",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Dec 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Nov 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Oct 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Sep 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Aug 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Jul 24",
"data": {
"essentials": 7770,
"nonEssentials": 0
}
},
{
"month": "Jun 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "May 24",
"data": {
"essentials": 11250,
"nonEssentials": 0
}
},
{
"month": "Apr 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Mar 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Feb 24",
"data": {
"essentials": 0,
"nonEssentials": 0
}
},
{
"month": "Jan 17",
"data": {
"essentials": 0,
"nonEssentials": 0
}
}
],
"currency": "SAR",
"noOfAccounts": 2,
"avgValues": {
"highestValue": {
"obj": "Debt (Loans, Car Finance, Credit Cards)",
"amount": 53820
},
"lowestValue": {
"obj": "Subscriptions",
"amount": 0
},
"avgValue": 3414.03
},
"essentialAvg": {
"highestValue": {
"month": "May 24",
"amount": 11250
},
"lowestValue": {
"month": "Jan 25",
"amount": 0
},
"avgValue": 1463.08
},
"nonEssentialAvg": {
"highestValue": {
"month": "Jan 25",
"amount": 0
},
"lowestValue": {
"month": "Jan 25",
"amount": 0
},
"avgValue": 0
},
"totalExpense": {
"totalExpense": 406269,
"essentials": {
"mortgageRent": 37386,
"debtLoansCarFinanceCreditCards": 53820,
"telecoms": 0,
"utilities": 17955
},
"nonEssentials": {
"subscription": 0,
"utilities": 19860
}
},
"expenseFrequency": {
"essentials": {
"one": 19020,
"eight": 0,
"sixteen": 0,
"twentyFour": 0
},
"nonEssentials": {
"one": 0,
"eight": 0,
"sixteen": 0,
"twentyFour": 0
}
}
},
"banksDetail": [
{
"bankName": "Saudi Central Bank",
"bankCode": "SAMA",
"logo": "/images/file-1658816552246-SAMA_logo_en.png",
"imageUrl": "https://uatimages.onesingleview.com",
"thumbnail": "/images/file-1658816552246-253222.png"
}
]
}
}
Response description
| JSON Tag | Description |
|---|---|
| success | Process success status represented as True or False |
| payload | Payload tag carrying response information |
| code | Unique bank code identification |
| data | Tag carrying accounts and transactions data included in the response |
| accountId | Unique account identification |
| accountHolderName | Name of the account holder |
| accountHolderShortName | Short name of the account holder |
| status | Status of the account |
| currency | Default currency of the account |
| nickname | Nickname of the account |
| accountType | Details of account type |
| accountSubType | Details of account sub-type |
| accountIdentifiers | Tag carrying account identifiers details |
| identificationType | Account identification type details |
| identification | Account identification details |
| name | Name of the account identifier |
| servicer | Tag carrying account servicer details |
| identificationType | Servicer identification type details |
| identification | Servicer identification details |
| statusUpdateDateTime | Last time and date of update for account information |
| description | Description of the update |
| openingDate | Opening date of the account |
| maturityDate | Maturity date of the account |
| transactions | Tag carrying account transactions information |
| transactionId | Unique transaction identification |
| transactionDateTime | Time and date of the transaction executed |
| transactionReference | Unique transaction reference details |
| transactionType | Type of transaction |
| subTransactionType | Sub-type of the transaction |
| paymentModes | Mode of the payment |
| creditDebitIndicator | Credit or debit indicator for the transaction |
| status | Status of the transaction |
| transactionMutability | Mutability factor of the transaction |
| bookingDateTime | Date and time of booking the transaction |
| valueDateTime | Date and time of transaction value |
| amount | Tag carrying transaction amount information |
| amount | Transaction amount |
| currency | Default currency of the account in which the transaction amount is indicated |
| chargeAmount | Tag carrying transaction charges information |
| amount | Total amount charged for the transaction |
| currency | Default currency of account in which the transaction charge amount is indicated |
| chargeIncluded | Indicates if the charge amount is included in transaction amount as true or false |
| balance | Balance info after the transaction |
| creditDebitIndicator | Indicates whether the balance is a credit or a debit balance |
| type | Indicator type details |
| amount | Tag carrying balance amount information |
| amount | Available amount balance |
| currency | Currency in which the balance is indicated |
| merchantDetails | Tag carrying merchant details |
| merchantName | Name of the merchant |
| merchantCategoryCode | Assigned merchant category code |
| merchantId | Unique merchant identification |
| localTimeZone | Local time zone information |
| terminalId | Unique terminal identification |
| chargeAmountVat | Tag carrying VAT amount charges and details |
| amount | VAT amount charged |
| currency | Currency of VAT amount charged indicated |
| flags | Tag carrying flags as array of strings |
| cardInstrument | Tag carrying card details |
| cardSchemeName | Scheme name description of the card |
| instrumentType | Type of instrument used for the card payment |
| name | Name on the card |
| identification | Unique card identification |
| creditorAccount | Tag carrying creditor account information |
| debtorAccount | Tag carrying debtor account information |
| identificationType | Type of identification of the account |
| identification | Account identification details |
| name | Name of the account holder |
| transactionInformation | Details of the transaction information |
| bankTransactionCode | Tag carrying transaction bank codes |
| domain | Domain details |
| domainCode | Domain code |
| family | Domain family details |
| familyCode | Domain family code |
| subFamily | Domain sub-family details |
| subFamilyCode | Domain sub-family code |
| proprietaryBankTransactionCode | Tag representing proprietary bank transaction code and details |
| code | Unique proprietary transaction code |
| issuer | Name of the issuer of the code |
| creditorAgent | Tag carrying creditor agent information |
| debtorAgent | Tag carrying debtor agent information |
| identificationType | Type of identification of the creditor/debtor account |
| identification | Unique identification details of the creditor/debtor account |
| postalAddress | Postal address of the creditor/debtor account |
| addressType | Address type on the creditor/debtor account |
| streetName | Street name on the creditor/debtor account |
| buildingNumber | Building number of the creditor/debtor account |
| postalCode | Postal code on the creditor/debtor |
| city | City of the creditor/debtor |
| country | Country of the creditor/debtor |
| shortAddress | Short address of the creditor/debtor |
| unitNumber | Unit number of the creditor/debtor |
| secondaryNumber | Secondary number of the creditor/debtor |
| district | District of the creditor/debtor |
| name | Name of the creditor/debtor |
| billDetails | Tag carrying bill details |
| billerId | Unique biller identification |
| billNumber | Bill number |
| billPaymentType | Payment type for the bill |
| links | Redirect link |
| self | Own link/URL details |
| meta | Meta tag |
| totalPages | Information displayed in terms of pages |
| insights | Tag carrying information on insights |
| startDate | Initial date of insight period |
| endDate | Final date of insight period |
| currency | Default currency of the insights |
| cashOut | Tag carrying information on cash-out |
| amount | Amount of total cash-out during insight period |
| currency | Currency representing the amount |
| count | Total count of cash-out transactions |
| yesterDayCashOut | Tag representing yesterday's cash-out |
| amount | Amount of total yesterday's cash-out |
| currency | Currency representing the cash-out |
| count | Total count of yesterday's cash-out |
| cashOutTimeLine | Tag carrying information on cash-out timeline |
| date | Date and month of cash-out analysis |
| count | Count of cash-out during the month |
| amount | Amount of cash-out during the month |
| currency | Currency of cash-out |
| cashOutCategories | Tag carrying information on cash-out categories |
| category | Category of cash-out |
| count | Count of transactions for cash-out category |
| amount | Amount of transactions for cash-out category |
| currency | Currency of amount representation |
| bankCode | Unique bank code identification |
| overAllTxns | Tag carrying information on overall transactions included in the response |
| cashOut | Tag carrying information on total cash-out in the response |
| count | Count of total cash-outs |
| amount | Amount of total cash-outs |
| currency | Currency of amount representation |
| cashOutCategories | Tag carrying information on cash-out categories |
| name | Name of the category |
| count | Count of cash-out category transactions |
| amount | Total amount of cash-out category |
| percentage | Percentage of category towards overall categories |
| currency | Currency of the category |
| cashOutTimeLine | Tag carrying information on cash-out timeline |
| date | Date in cash-out timeline |
| count | Count of cash-out transactions on the date |
| amount | Amount of total cash-outs on the date |
| currency | Currency of representation of cash-out amount |
| yesterDayCashOut | Tag representing yesterday's cash-outs |
| count | Count of yesterday's cash-outs |
| amount | Amount of total cash-outs occurred yesterday |
| currency | Currency of amount representation |
Updated 29 days ago