Credit Check

Perform credit analysis and get detailed reports

Introduction

Credit check API services provide businesses access to tools and data to perform credit assessments on individuals or businesses. These APIs facilitate the retrieval of credit-related information and analysis to assess creditworthiness, financial stability, and potential risks associated with lending or providing services to a customer.

Consent

User consent is the primary requirement to access any services in Open Banking. The user or account holder grants explicit consent to a Third-Party to access their financial data. This consent is given through a secure, multi-factor authentication process to verify the user's identity.

The consent request must include the following details:

EndpointuseCaseType Valuepermissions Value
/v1/api/observice/connectCREDITCHECKReadAccountsBasic
ReadAccountsDetail
ReadBalances
ReadTransactionsBasic
ReadTransactionsCredits
ReadTransactionsDebits
ReadTransactionsDetail

Check Consent Management for more details to create, view, and revoke consents.

Get Credit Check Services

Endpoint details

Endpoint URLMethodAuthentication requirements
/v1/api/observice/allAccountsTransactionsPOST1. clientId 2. clientCode 3. signature 4. Authorization Bearer: Token

Sample request

{
  "dateTimeStamp": "YYYY-MM-DDTHH:MM:SS",
  "requestID": "Enter_Request_Id",
  "merchantId": "Enter_Merchant_Id",
  "fromDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
  "toDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
  "creditCheck" : true,
  "banks": [
    {
      "code": "Enter_Bank_Code",
      "consentId":"Enter_Consent_Id"
    }
  ]
}

Request description

JSON TagDescriptionData type
DateTimeStamp
Mandatory
Stamp denoting the date and time of the requestString
RequestID
Mandatory
Unique request identificationString
merchantId
Mandatory
Unique merchant identificationString
fromDate
Mandatory
Initial date of transaction periodString
toDate
Mandatory
Final date of transaction periodString
creditCheck
Mandatory
Credit check service tag to be denoted as trueBoolean
banks
Mandatory
Array of banks and consentsObject
code
Mandatory
Unique bank identification codeString
consentId
Mandatory
Unique consent identificationString

Sample response

{
  "success": true,
  "payload": [
    {
      "code": "Bank_Code",
      "data": {
        "account": [
          {
            "accountId": "Account_Id",
            "accountHolderName": "Account_Holder_Name",
            "accountHolderShortName": "Account_Holder_Short_Name",
            "status": "Account_Status",
            "currency": "Currency",
            "nickname": "Account_Nickname",
            "accountType": "Account_Type",
            "accountSubType": "Account_Sub_Type",
            "accountIdentifiers": [
              {
                "identificationType": "Identification_Type",
                "identification": "Identification_Details",
                "name": "Name"
              },
              {
                "identificationType": "Identification_Type",
                "identification": "Identification_Details",
                "name": "Name"
              }
            ],
            "servicer": {
              "identificationType": "Servicer_Identification_Type",
              "identification": "Servicer_Identification"
            },
            "statusUpdateDateTime": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "description": "Account_Description",
            "openingDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "maturityDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "firstTxnsDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "lastTxnsDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "creditAnalysis": [
              {
                "date": "MMM YY",
                "noOfCredit": 00,
                "valueOfCredit": 0000.000000000000,
                "noOfCashDeposits": 0,
                "valueOfCashDeposits": 0,
                "noOfExceptionalCredits": 0,
                "valueOfExceptionalCredits": 0,
                "noOfInwardTransferFromOwnAccounts": 0,
                "valueOfInwardTransferFromOwnAccounts": 0,
                "noOfInwardTransferFromGroupAccounts": 0,
                "valueOfInwardTransferGroupOwnAccounts": 0,
                "noOfOutwardReturn": 0,
                "valueOfOutwardReturn": 0,
                "noOfNetCredits": 00,
                "valueOfNetCredits": 0000.000000000000,
                "noOutwardReturnPercentOfTotalCredits": 0,
                "valueOutwardReturnPercentOfTotalCredits": 0
              }
            ],
            "debitAnalysis": [],
            "balanceReport": [
              {
                "date": "MMM YY",
                "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0.000000000000,
                "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
                "monthendBalance": 0,
                "avgBalanceOfMonth": 0.00000000000
              }
            ],
            "otherConductAnalysis": [
              {
                "date": "MMM YY",
                "noOfOverdrawingInTheMonth": 0,
                "noOfEmiReturn": 0,
                "valueOfEmiReturn": 0,
                "noOfPosTransactions": 0,
                "valueOfPosTransactions": 0,
                "drawing": 0,
                "noOfEmiChequeReturn": 0
              }
            ],
            "incomeReport": [
              {
                "date": "MMM YY",
                "categories": [
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  }
                ],
                "totalIncome": 0000.000000000000,
                "noOfTxns": 00
              }
            ],
            "expenseReport": [
              {
                "date": "MMM YY",
                "categories": [
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  }
                ],
                "totalExpense": 0,
                "noOfTxns": 0
              }
            ],
            "creditCardReport": [
              {
                "date": "MMM YY",
                "avgOutstandingOn5th10th15th20th25thLastDayOfMonth": 0,
                "avgOutstandingOn4th6th7th10th15th25thOfMonth": 0,
                "avgPercentUsageLimit": 0,
                "totalCreditLine": 0,
                "totalOutstanding": 0
              }
            ],
            "loanReport": [
              {
                "date": "MMM YY",
                "noOfConsumerLoans": 0,
                "valueOfConsumerLoans": 0,
                "noOfPrincipalPaymentConsumerLoans": 0,
                "valueOfPrincipalPaymentConsumerLoans": 0,
                "noOfFixedTermLoans": 0,
                "valueOfFixedTermLoans": 0,
                "noOfPrincipalPaymentFixedTermLoans": 0,
                "valueOfPrincipalPaymentFixedTermLoans": 0,
                "noOfMortgageLoans": 0,
                "valueOfMortgageLoans": 0,
                "noOfPrincipalPaymentMortgageLoans": 0,
                "valueOfPrincipalPaymentMortgageLoans": 0,
                "noOfNoticeLoans": 0,
                "valueOfNoticeLoans": 0,
                "noOfPrincipalPaymentNoticeLoans": 0,
                "valueOfPrincipalPaymentNoticeLoans": 0,
                "noOfSyndications": 0,
                "valueOfSyndications": 0,
                "noOfPrincipalPaymentSyndications": 0,
                "valueOfPrincipalPaymentSyndications": 0,
                "totalNoOfLoans": 0,
                "totalValueOfLoans": 0,
                "totalNoOfPrincipalPayments": 0,
                "totalValueOfPrincipalPayments": 0
              }
            ]
          },
          {
            "accountId": "Account_Id",
            "accountHolderName": "Account_Holder_Name",
            "accountHolderShortName": "Account_Holder_Short_Name",
            "status": "Account_Status",
            "currency": "Currency",
            "nickname": "Account_Nickname",
            "accountType": "Account_Type",
            "accountSubType": "Account_Sub_Type",
            "accountIdentifiers": [
              {
                "identificationType": "Identification_Type",
                "identification": "Identification_Details",
                "name": "Name"
              },
              {
                "identificationType": "Identification_Type",
                "identification": "Identification_Details",
                "name": "Name"
              }
            ],
            "servicer": {
              "identificationType": "Servicer_Identification_Type",
              "identification": "Servicer_Identification"
            },
            "statusUpdateDateTime": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "description": "Account_Description",
            "openingDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "maturityDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "firstTxnsDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "lastTxnsDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "creditAnalysis": [
              {
                "date": "MMM YY",
                "noOfCredit": 00,
                "valueOfCredit": 0000.000000000000,
                "noOfCashDeposits": 0,
                "valueOfCashDeposits": 0,
                "noOfExceptionalCredits": 0,
                "valueOfExceptionalCredits": 0,
                "noOfInwardTransferFromOwnAccounts": 0,
                "valueOfInwardTransferFromOwnAccounts": 0,
                "noOfInwardTransferFromGroupAccounts": 0,
                "valueOfInwardTransferGroupOwnAccounts": 0,
                "noOfOutwardReturn": 0,
                "valueOfOutwardReturn": 0,
                "noOfNetCredits": 00,
                "valueOfNetCredits": 0000.000000000000,
                "noOutwardReturnPercentOfTotalCredits": 0,
                "valueOutwardReturnPercentOfTotalCredits": 0
              }
            ],
            "debitAnalysis": [],
            "balanceReport": [
              {
                "date": "MMM YY",
                "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0.000000000000,
                "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
                "monthendBalance": 0,
                "avgBalanceOfMonth": 0.00000000000
              }
            ],
            "otherConductAnalysis": [
              {
                "date": "MMM YY",
                "noOfOverdrawingInTheMonth": 0,
                "noOfEmiReturn": 0,
                "valueOfEmiReturn": 0,
                "noOfPosTransactions": 0,
                "valueOfPosTransactions": 0,
                "drawing": 0,
                "noOfEmiChequeReturn": 0
              }
            ],
            "incomeReport": [
              {
                "date": "MMM YY",
                "categories": [
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  }
                ],
                "totalIncome": 0000.000000000000,
                "noOfTxns": 00
              }
            ],
            "expenseReport": [
              {
                "date": "MMM YY",
                "categories": [
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  },
                  {
                    "category": "Category",
                    "value": 00.00,
                    "count": 0
                  }
                ],
                "totalExpense": 0,
                "noOfTxns": 0
              }
            ],
            "creditCardReport": [
              {
                "date": "MMM YY",
                "avgOutstandingOn5th10th15th20th25thLastDayOfMonth": 0,
                "avgOutstandingOn4th6th7th10th15th25thOfMonth": 0,
                "avgPercentUsageLimit": 0,
                "totalCreditLine": 0,
                "totalOutstanding": 0
              }
            ],
            "loanReport": [
              {
                "date": "MMM YY",
                "noOfConsumerLoans": 0,
                "valueOfConsumerLoans": 0,
                "noOfPrincipalPaymentConsumerLoans": 0,
                "valueOfPrincipalPaymentConsumerLoans": 0,
                "noOfFixedTermLoans": 0,
                "valueOfFixedTermLoans": 0,
                "noOfPrincipalPaymentFixedTermLoans": 0,
                "valueOfPrincipalPaymentFixedTermLoans": 0,
                "noOfMortgageLoans": 0,
                "valueOfMortgageLoans": 0,
                "noOfPrincipalPaymentMortgageLoans": 0,
                "valueOfPrincipalPaymentMortgageLoans": 0,
                "noOfNoticeLoans": 0,
                "valueOfNoticeLoans": 0,
                "noOfPrincipalPaymentNoticeLoans": 0,
                "valueOfPrincipalPaymentNoticeLoans": 0,
                "noOfSyndications": 0,
                "valueOfSyndications": 0,
                "noOfPrincipalPaymentSyndications": 0,
                "valueOfPrincipalPaymentSyndications": 0,
                "totalNoOfLoans": 0,
                "totalValueOfLoans": 0,
                "totalNoOfPrincipalPayments": 0,
                "totalValueOfPrincipalPayments": 0
              }
            ]
          },
          {
            "accountId": "Account_Id",
            "accountHolderName": "Account_Holder_Name",
            "accountHolderShortName": "Account_Holder_Short_Name",
            "status": "Account_Status",
            "currency": "Currency",
            "nickname": "Account_Nickname",
            "accountType": "Account_Type",
            "accountSubType": "Account_Sub_Type",
            "accountIdentifiers": [
              {
                "identificationType": "Identification_Type",
                "identification": "Identification_Details",
                "name": "Name"
              },
              {
                "identificationType": "Identification_Type",
                "identification": "Identification_Details",
                "name": "Name"
              }
            ],
            "servicer": {
              "identificationType": "Servicer_Identification_Type",
              "identification": "Servicer_Identification"
            },
            "statusUpdateDateTime": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "description": "Account_Description",
            "openingDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "maturityDate": "YYYY-MM-DDTHH:MM:SS.SSSZ",
            "transactions": []
          }
        ]
      },
      "links": {
        "self": "https://"
      },
      "meta": {
        "totalPages": 0
      },
      "bankBalanceReport": [
        {
          "date": "MMM YY",
          "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0.000000000000000,
          "avgBalanceOn4th6th7th10th15th25thOfMonth": 00,
          "monthendBalance": 0,
          "avgBalanceOfMonth": 0.000000000000000
        }
      ],
      "bankCreditAnalysis": [
        {
          "date": "MMM YY",
          "noOfCredit": 00,
          "valueOfCredit": 0000.000000000000,
          "noOfCashDeposits": 0,
          "valueOfCashDeposits": 0,
          "noOfExceptionalCredits": 0,
          "valueOfExceptionalCredits": 0,
          "noOfInwardTransferFromOwnAccounts": 0,
          "valueOfInwardTransferFromOwnAccounts": 0,
          "noOfInwardTransferFromGroupAccounts": 0,
          "valueOfInwardTransferGroupOwnAccounts": 0,
          "noOfOutwardReturn": 0,
          "valueOfOutwardReturn": 0,
          "noOfNetCredits": 00,
          "valueOfNetCredits": 0000.000000000000,
          "noOutwardReturnPercentOfTotalCredits": 0,
          "valueOutwardReturnPercentOfTotalCredits": 0
        }
      ],
      "bankCreditCardReport": [
        {
          "date": "MMM YY",
          "avgOutstandingOn5th10th15th20th25thLastDayOfMonth": 0,
          "avgOutstandingOn4th6th7th10th15th25thOfMonth": 0,
          "totalCreditLine": 0,
          "totalOutstanding": 0,
          "avgPercentUsageLimit": 0
        }
      ],
      "bankExpenseReport": [
        {
          "date": "MMM YY",
          "categories": [
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            }
          ],
          "totalExpense": 0,
          "noOfTxns": 0
        }
      ],
      "bankIncomeReport": [
        {
          "date": "MMM YY",
          "categories": [
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            },
            {
              "category": "Category",
              "value": 00.00,
              "count": 0
            }
          ],
          "totalIncome": 0000.00,
          "noOfTxns": 00
        }
      ],
      "bankLoanReport": [
        {
          "date": "MMM YY",
          "noOfConsumerLoans": 0,
          "valueOfConsumerLoans": 0,
          "noOfPrincipalPaymentConsumerLoans": 0,
          "valueOfPrincipalPaymentConsumerLoans": 0,
          "noOfFixedTermLoans": 0,
          "valueOfFixedTermLoans": 0,
          "noOfPrincipalPaymentFixedTermLoans": 0,
          "valueOfPrincipalPaymentFixedTermLoans": 0,
          "noOfMortgageLoans": 0,
          "valueOfMortgageLoans": 0,
          "noOfPrincipalPaymentMortgageLoans": 0,
          "valueOfPrincipalPaymentMortgageLoans": 0,
          "noOfNoticeLoans": 0,
          "valueOfNoticeLoans": 0,
          "noOfPrincipalPaymentNoticeLoans": 0,
          "valueOfPrincipalPaymentNoticeLoans": 0,
          "noOfSyndications": 0,
          "valueOfSyndications": 0,
          "noOfPrincipalPaymentSyndications": 0,
          "valueOfPrincipalPaymentSyndications": 0,
          "totalNoOfLoans": 0,
          "totalValueOfLoans": 0,
          "totalNoOfPrincipalPayments": 0,
          "totalValueOfPrincipalPayments": 0
        }
      ]
    }
  ],
  "overAllBalanceReport": {
    "monthlyReport": [
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0.000000000000000,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 00,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0.000000000000000
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
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        "noOfInwardReturn": 0,
        "valueOfInwardReturn": 0,
        "noOfNetDebits": 0,
        "valueOfNetDebits": 0,
        "noInwardReturnPercentOfTotalCredits": 0,
        "valueInwardReturnPercentOfTotalCredits": 0
      },
      {
        "date": "MMM YY",
        "noOfDebit": 0,
        "valueOfDebit": 0,
        "noOfCashWithdrawls": 0,
        "valueOfCashWithdrawls": 0,
        "noOfInwardReturn": 0,
        "valueOfInwardReturn": 0,
        "noOfNetDebits": 0,
        "valueOfNetDebits": 0,
        "noInwardReturnPercentOfTotalCredits": 0,
        "valueInwardReturnPercentOfTotalCredits": 0
      },
      {
        "date": "MMM YY",
        "noOfDebit": 0,
        "valueOfDebit": 0,
        "noOfCashWithdrawls": 0,
        "valueOfCashWithdrawls": 0,
        "noOfInwardReturn": 0,
        "valueOfInwardReturn": 0,
        "noOfNetDebits": 0,
        "valueOfNetDebits": 0,
        "noInwardReturnPercentOfTotalCredits": 0,
        "valueInwardReturnPercentOfTotalCredits": 0
      },
      {
        "date": "MMM YY",
        "noOfDebit": 0,
        "valueOfDebit": 0,
        "noOfCashWithdrawls": 0,
        "valueOfCashWithdrawls": 0,
        "noOfInwardReturn": 0,
        "valueOfInwardReturn": 0,
        "noOfNetDebits": 0,
        "valueOfNetDebits": 0,
        "noInwardReturnPercentOfTotalCredits": 0,
        "valueInwardReturnPercentOfTotalCredits": 0
      },
      {
        "date": "MMM YY",
        "noOfDebit": 0,
        "valueOfDebit": 0,
        "noOfCashWithdrawls": 0,
        "valueOfCashWithdrawls": 0,
        "noOfInwardReturn": 0,
        "valueOfInwardReturn": 0,
        "noOfNetDebits": 0,
        "valueOfNetDebits": 0,
        "noInwardReturnPercentOfTotalCredits": 0,
        "valueInwardReturnPercentOfTotalCredits": 0
      }
    ],
    "expenseReport": [
      {
        "date": "MMM YY",
        "categories": [
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          },
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          },
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          },
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          },
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          },
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          },
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          },
          {
            "category": "Category",
            "value": 00.00,
            "count": 0
          }
        ],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM DD",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      },
      {
        "date": "MMM YY",
        "categories": [],
        "totalExpense": 0,
        "noOfTxns": 0
      }
    ]
  },
  "overAllLoanReport": {
    "monthlyReport": [
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0.000000000000000,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 00,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0.000000000000000
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      },
      {
        "date": "MMM YY",
        "avgBalanceOn5th10th15th20th25thLastDayOfMonth": 0,
        "avgBalanceOn4th6th7th10th15th25thOfMonth": 0,
        "monthendBalance": 0,
        "avgBalanceOfMonth": 0
      }
    ],
    "totalMonthEndBalance": {
      "totalAmount": 0
    },
    "avgBalance": {
      "totalAmount": 0.0000000000000000
    }
  },
  "overAllOtherConductReport": {
    "monthlyReport": [
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      },
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      },
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      },
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      },
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      },
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      },
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      },
      {
        "date": "MMM YY",
        "noOfOverdrawingInTheMonth": 0,
        "noOfEmiReturn": 0,
        "valueOfEmiReturn": 0,
        "noOfPosTransactions": 0,
        "valueOfPosTransactions": 0,
        "drawing": 0,
        "noOfEmiChequeReturn": 0
      }
    ],
    "overDrawing": {
      "totalCount": 0
    },
    "drawing": {
      "totalCount": 0
    },
    "emiReturn": {
      "totalAmount": 0,
      "totalCount": 0
    },
    "emiChequeReturn": {
      "totalCount": 0
    },
    "posTransactions": {
      "totalAmount": 0,
      "totalCount": 0
    }
  }
}

Response description

JSON TagDescription
successProcess success status represented as true or false
payloadTag carrying the response information
codeUnique bank identification code
dataTag carrying the response data of the accounts
accountTag carrying a specific account information
accountIdUnique bank account identification code
accountHolderNameFull name of the account holder
accountHolderShortNameShort name of the account holder
statusCurrent status of the account as active or inactive
currencyDefault currency of the account
nicknameNickname of the account holder
accountTypeType of the account
accountSubTypeSub-type of the account
accountIdentifiersAccount identifiers information tag
identificationTypeType of account identification
identificationUnique identification details
nameName of the account as per identification
servicerAccount servicer details tag
identificationTypeType of servicer account identification
identificationUnique servicer identification details
statusUpdateDateTimeEffective date and time of the last update of account information
descriptionDescription of the account information
openingDateDate of opening of the bank account
maturityDateDate of maturity of the bank account
firstTxnsDateDate of the first transaction included in the response
lastTxnsDateDate of the last transaction included in the response
creditAnalysisTag carrying information about credit analysis of the accounts
dateCredit analysis for the month
noOfCreditNumber of credits to the account during the mentioned time
valueOfCreditValue of credits to the account for the mentioned time
noOfCashDepositsNumber of cash deposits occurred during the mentioned time
valueOfCashDepositsValue of cash deposits for the mentioned time
noOfExceptionalCreditsNumber of exceptional credits for the month
valueOfExceptionalCreditsValue of exceptional credits for the month
noOfInwardTransferFromOwnAccountsNumber of inward transfers from own accounts during the month
valueOfInwardTransferFromOwnAccountsValue of inward transactions from own accounts during the month
noOfInwardTransferFromGroupAccountsNumber of inwards transfers from group accounts during the month
valueOfInwardTransferGroupOwnAccountsValue of inward transfers from the group accounts during the month
noOfOutwardReturnNumber of outward returns during the month
valueOfOutwardReturnValue of outward returns during the month
noOfNetCreditsNumber of net credits during the month
valueOfNetCreditsValue of net credits during the month
noOutwardReturnPercentOfTotalCreditsNumber of outward return percent of total credits during the month
valueOutwardReturnPercentOfTotalCreditsValue of outward return percent of total credits during the month
debitAnalysisTag carrying information on debit analysis of the user
balanceReportTag carrying information and report of the account balances
dateMentioned month and year
avgBalanceOn5th10th15th20th25thLastDayOfMonthAverage balance maintained in the bank account during the dates 5, 10, 15, 20 and 25 of the month
avgBalanceOn4th6th7th10th15th25thOfMonthAverage balance maintained in the bank account during the dates 4, 6, 7, 10, 15, and 25 of the month
monthendBalanceAccount balances during the month end
avgBalanceOfMonthAverage balance in the account for the mentioned month
otherConductAnalysisTag carrying information on other conduct analysis
dateMentioned month and year
noOfOverdrawingInTheMonthTotal number of over-withdraws for the month
noOfEmiReturnTotal number of EMI returns for the month
valueOfEmiReturnTotal value of EMI returned during the month
noOfPosTransactionsNumber of POS transactions occurred during the mentioned month
valueOfPosTransactionsTotal value of POS transactions occurred during the month
drawingTotal drawings for the month
noOfEmiChequeReturnTotal number of cheque returns for the account during the month
incomeReportTag carrying information on income
dateIncome of the mentioned month and year
categoriesTag carrying information divided into categories of income
categoryCategory of the income
valueValue of the income
countTotal counts of the specific income category for the month
totalIncomeTotal income for the month
noOfTxnsTotal number of income transactions for the month
expenseReportTag carrying information on expenses for the month
dateMonth of the expense report
categoriesTag carrying information on categories in the expense report
categoryName of the specific category included in the report
valueCategory expense value for the month
countNumber of expense counts for the specified category
totalExpenseTotal expenses amount for the month
noOfTxnsTotal number of transactions occurred for expenses during the month
creditCardReportTag carrying information and report on credit card analysis
dateMonth and year of the analysis
avgOutstandingOn5th10th15th20th25thLastDayOfMonthAverage outstanding credit on 5, 10, 15, 20 and 25 of the month
avgOutstandingOn4th6th7th10th15th25thOfMonthAverage outstanding credit on 4, 6, 7, 10, 15 and 25 of the month
avgPercentUsageLimitAverage percentage of credit usage for the month
totalCreditLineTotal available credit line for the month
totalOutstandingTotal billed outstanding for the month
loanReportTag carrying information and report on loan analysis
dateMonth and year of the analysis
noOfConsumerLoansNumber of consumer loans for the month
valueOfConsumerLoansValue of consumer loans for the month
noOfPrincipalPaymentConsumerLoansNumber of principal payment consumer loans for the month
valueOfPrincipalPaymentConsumerLoansvalue of principal payment consumer loans for the month
noOfFixedTermLoansNumber of fixed term loans for the month
valueOfFixedTermLoansValue of fixed terms loans for the month
noOfPrincipalPaymentFixedTermLoansNumber of principal payment fixed term loans for the month
valueOfPrincipalPaymentFixedTermLoansValue of principal payment fixed terms loans for the month
noOfMortgageLoansNumber of mortgage loans for the month
valueOfMortgageLoansValue of mortgage loans for the month
noOfPrincipalPaymentMortgageLoansNumber of principal payment mortgage loans for the month
valueOfPrincipalPaymentMortgageLoansValue of principal payment mortgage loans for the month
noOfNoticeLoansNumber of notice loans for the month
valueOfNoticeLoansValue of notice loans for the month
noOfPrincipalPaymentNoticeLoansNumber of principal payment notice loans for the month
valueOfPrincipalPaymentNoticeLoansValue of principal payment notice loans for the month
noOfSyndicationsNumber of syndications for the month
valueOfSyndicationsValue of syndications for the month
noOfPrincipalPaymentSyndicationsNumber of principal payment syndications for the month
valueOfPrincipalPaymentSyndicationsValue of principal payment syndications for the month
totalNoOfLoansTotal number of loans active for the month
totalValueOfLoansTotal value of loans active for the month
totalNoOfPrincipalPaymentsTotal number of principal payments active for the month
totalValueOfPrincipalPaymentsTotal value of principal payments active for the month
linksRedirect link
selfOwn redirect link/URL
metaMeta tag
totalPagesResponse information displayed in terms of page length
bankBalanceReportTag carrying information and report on bank balances
dateMonth and year of the analysis
avgBalanceOn5th10th15th20th25thLastDayOfMonthAverage bank account balance on 5, 10, 15, 20 and 25 of the month
avgBalanceOn4th6th7th10th15th25thOfMonthAverage bank account balance on 4, 6, 7, 10, 15 and 25 of the month
monthendBalanceBalance available during month end
avgBalanceOfMonthAverage balance for the month
bankCreditAnalysisTag carrying information on bank credit analysis
dateMonth and year of the analysis
noOfCreditNumber of credits for the month
valueOfCreditValue of credits for the month
noOfCashDepositsNumber of cash deposits occurred during the month
valueOfCashDepositsValue of cash deposits occurred during the month
noOfExceptionalCreditsNumber of exceptional credits for the month
valueOfExceptionalCreditsValue of exceptional credits for the month
noOfInwardTransferFromOwnAccountsNumber of inward transfers from own accounts during the month
valueOfInwardTransferFromOwnAccountsValue of inward transactions from own accounts during the month
noOfInwardTransferFromGroupAccountsNumber of inwards transfers from group accounts during the month
valueOfInwardTransferGroupOwnAccountsValue of inward transfers from the group accounts during the month
noOfOutwardReturnNumber of outward returns during the month
valueOfOutwardReturnValue of outward returns during the month
noOfNetCreditsNumber of net credits during the month
valueOfNetCreditsValue of net credits during the month
noOutwardReturnPercentOfTotalCreditsNumber of outward return percent of total credits during the month
valueOutwardReturnPercentOfTotalCreditsValue of outward return percent of total credits during the month
bankCreditCardReportTag carrying information and report on bank credit card analysis
dateMonth and year of the analysis
avgOutstandingOn5th10th15th20th25thLastDayOfMonthAverage outstanding credit on 5, 10, 15, 20 and 25 of the month
avgOutstandingOn4th6th7th10th15th25thOfMonthAverage outstanding credit on 4, 6, 7, 10, 15 and 25 of the month
avgPercentUsageLimitAverage percentage of credit usage for the month
totalCreditLineTotal available credit line for the month
totalOutstandingTotal billed outstanding for the month
bankExpenseReportTag carrying information and report on bank expense analysis
dateMonth of the expense report
categoriesTag carrying information on categories in the expense report
categoryName of the specific category included in the report
valueCategory expense value for the month
countNumber of expense counts for the specified category
totalExpenseTotal expenses amount for the month
noOfTxnsTotal number of transactions occurred for expenses during the month
bankIncomeReportTag carrying information and report on bank income analysis
dateIncome of the mentioned month and year
categoriesTag carrying information divided into categories of income
categoryCategory of the income
valueValue of the income
countTotal counts of the specific income category for the month
totalIncomeTotal income for the month
noOfTxnsTotal number of income transactions for the month
bankLoanReportTag carrying information and report of bank loan analysis
dateMonth and year of the analysis
noOfConsumerLoansNumber of consumer loans for the month
valueOfConsumerLoansValue of consumer loans for the month
noOfPrincipalPaymentConsumerLoansNumber of principal payment consumer loans for the month
valueOfPrincipalPaymentConsumerLoansvalue of principal payment consumer loans for the month
noOfFixedTermLoansNumber of fixed term loans for the month
valueOfFixedTermLoansValue of fixed terms loans for the month
noOfPrincipalPaymentFixedTermLoansNumber of principal payment fixed term loans for the month
valueOfPrincipalPaymentFixedTermLoansValue of principal payment fixed terms loans for the month
noOfMortgageLoansNumber of mortgage loans for the month
valueOfMortgageLoansValue of mortgage loans for the month
noOfPrincipalPaymentMortgageLoansNumber of principal payment mortgage loans for the month
valueOfPrincipalPaymentMortgageLoansValue of principal payment mortgage loans for the month
noOfNoticeLoansNumber of notice loans for the month
valueOfNoticeLoansValue of notice loans for the month
noOfPrincipalPaymentNoticeLoansNumber of principal payment notice loans for the month
valueOfPrincipalPaymentNoticeLoansValue of principal payment notice loans for the month
noOfSyndicationsNumber of syndications for the month
valueOfSyndicationsValue of syndications for the month
noOfPrincipalPaymentSyndicationsNumber of principal payment syndications for the month
valueOfPrincipalPaymentSyndicationsValue of principal payment syndications for the month
totalNoOfLoansTotal number of loans active for the month
totalValueOfLoansTotal value of loans active for the month
totalNoOfPrincipalPaymentsTotal number of principal payments active for the month
totalValueOfPrincipalPaymentsTotal value of principal payments active for the month
overallBalanceReportTag carrying information and report on overall balances
monthlyReportTag carrying monthly analysis of overall balances
dateMonth and year of the analysis
avgBalanceOn5th10th15th20th25thLastDayOfMonthAverage bank account balance on 5, 10, 15, 20 and 25 of the month
avgBalanceOn4th6th7th10th15th25thOfMonthAverage bank account balance on 4, 6, 7, 10, 15 and 25 of the month
monthendBalanceBalance available during month end
avgBalanceOfMonthAverage balance for the month
totalMonthEndBalanceTag carrying information on total balance during month end
totalAmountAmount representing total balance during month end
avgBalanceTag carrying information on average balance
totalAmountAmount representing total average bank balance
creditCardReportTag carrying information and report on credit card analysis
dateMonth and year of the analysis
avgOutstandingOn5th10th15th20th25thLastDayOfMonthAverage outstanding credit on 5, 10, 15, 20 and 25 of the month
avgOutstandingOn4th6th7th10th15th25thOfMonthAverage outstanding credit on 4, 6, 7, 10, 15 and 25 of the month
avgPercentUsageLimitAverage percentage of credit usage for the month
totalCreditLineTotal available credit line for the month
totalOutstandingTotal billed outstanding for the month
totalCreditLineTag carrying information on total credit line available during the month
totalAmountAmount representing total credit line for the month
totalOutStandingTag carrying information on total outstanding for the month
totalAmountAmount representing total outstanding for the month
avgPercentUsageLimitTag carrying information on average percentage use of available credit limit
percentagePercentage representing usage of average credit limit
overallCreditsReportTag carrying information on overall credit analysis
totalCountTotal count of credits
totalAmountTotal amount in credits
topFiveCreditsTag carrying information on top five credits for the bank
countCount of credits by a party/beneficiary
identificationUnique identification of the creditor
amountCredited amount
identificationTypeIdentification type for creditor
nameName of the creditor
cashDepositsTag carrying information on cash deposits during the period
totalAmountTotal amount deposited via cash deposits
totalCountNumber of total cash deposits occurred during the period
exceptionalCreditsTag carrying information on exceptional credits
totalAmountTotal amount for exceptional credits
totalCountTotal count of exceptional credits
inwardTransferTag carrying information on inward transfers
totalAmountTotal amount transferred via inward transfers
totalCountTotal count of inward transfers occurred during the period
outwardReturnTag carrying information on the outward returns
totalAmountTotal amount for the outward returns
totalCountTotal count of the outward returns
monthlyReportTag carrying information on monthly credit analysis
dateMonth and year of the analysis
noOfCreditNumber of credits for the month
valueOfCreditValue of credits for the month
noOfCashDepositsNumber of cash deposits occurred during the month
valueOfCashDepositsValue of cash deposits occurred during the month
noOfExceptionalCreditsNumber of exceptional credits for the month
valueOfExceptionalCreditsValue of exceptional credits for the month
noOfInwardTransferFromOwnAccountsNumber of inward transfers from own accounts during the month
valueOfInwardTransferFromOwnAccountsValue of inward transactions from own accounts during the month
noOfInwardTransferFromGroupAccountsNumber of inwards transfers from group accounts during the month
valueOfInwardTransferGroupOwnAccountsValue of inward transfers from the group accounts during the month
noOfOutwardReturnNumber of outward returns during the month
valueOfOutwardReturnValue of outward returns during the month
noOfNetCreditsNumber of net credits during the month
valueOfNetCreditsValue of net credits during the month
noOutwardReturnPercentOfTotalCreditsNumber of outward return percent of total credits during the month
valueOutwardReturnPercentOfTotalCreditsValue of outward return percent of total credits during the month
incomeReportTag carrying information on income analysis
dateIncome of the mentioned month and year
categoriesTag carrying information divided into categories of income
categoryCategory of the income
valueValue of the income
countTotal counts of the specific income category for the month
totalIncomeTotal income for the month
noOfTxnsTotal number of income transactions for the month
overallDebitsReportTag carrying information on overall debits analysis
totalAmountTotal amount for overall debits
totalCountTotal count of overall debits
topFiveDebitsTag carrying information about top five debits
cashWithDrawlsTag carrying information on cash withdrawals
totalAmountTotal amount withdrawn through cash withdrawals
totalCountTotal count of cash withdrawals
inwardReturnTag carrying information on inward returns
totalAmountTotal amount of inward returns
totalCountTotal count of inward returns
monthlyReportTag carrying information on monthly debit analysis
dateMonth and year of analysis
noOfDebitTotal number of debits for the month
valueOfDebitTotal value of debits for the month
noOfCashWithdrawlsTotal number of cash withdrawals for the month
valueOfCashWithdrawlsTotal value of cash withdrawals for the month
noOfInwardReturnTotal number of inward returns for the month
valueOfInwardReturnTotal value of inward returns for the month
noOfNetDebitsTotal number of net debits for the month
valueOfNetDebitsTotal value of net debits for the month
noInwardReturnPercentOfTotalCreditsTotal number of inward return percent of the total credits
valueInwardReturnPercentOfTotalCreditsTotal value of inward return percent of the total credits
expenseReportTag carrying information on expense analysis
dateMonth of the expense report
categoriesTag carrying information on categories in the expense report
categoryName of the specific category included in the report
valueCategory expense value for the month
countNumber of expense counts for the specified category
totalExpenseTotal expenses amount for the month
noOfTxnsTotal number of transactions occurred for expenses during the month
overAllLoanReportTag carrying information on overall loan analysis
monthlyReportTag carrying information on monthly basis
dateMentioned month and year
avgBalanceOn5th10th15th20th25thLastDayOfMonthAverage balance maintained in the bank account during the dates 5, 10, 15, 20 and 25 of the month
avgBalanceOn4th6th7th10th15th25thOfMonthAverage balance maintained in the bank account during the dates 4, 6, 7, 10, 15, and 25 of the month
monthendBalanceAccount balances during the month end
avgBalanceOfMonthAverage balance in the account for the mentioned month
totalMonthEndBalanceTag carrying information on total balance during the month end
totalAmountTotal amount representing the total month end balance
avgBalanceTag carrying information on average balance for the month
totalAmountAmount representing the average balance for the month
overAllOtherConductReportTag carrying information on overall other conduct analysis
monthlyReportTag carrying information on a monthly basis
dateMonth and year of analysis
noOfOverdrawingInTheMonthTotal number of over-withdraws for the month
noOfEmiReturnTotal number of EMI returns for the month
valueOfEmiReturnTotal value of EMI returned during the month
noOfPosTransactionsNumber of POS transactions occurred during the mentioned month
valueOfPosTransactionsTotal value of POS transactions occurred during the month
drawingTotal drawings for the month
noOfEmiChequeReturnTotal number of cheque returns for the account during the month
overDrawingTag carrying information on over-drawings
totalCountTotal count of over-drawing
drawingTag carrying information on drawing
totalCountTotal count of drawing
emiReturnTag carrying information on EMI return
totalAmountTotal amount of the EMI returns
totalCountTotal count of the EMI returns
emiChequeReturnTag carrying information on EMI cheque returns
totalCountTotal count of EMI cheque returns
posTransactionsTag carrying information on POS transactions
totalAmountTotal amount of POS transactions
totalCountTotal count of POS transactions