Get Account's Direct Debits by Account ID

This method fetches the Direct Debit details of the specified account through the Account ID included in the provided the Consent ID.

Endpoint details

Endpoint URL	Method	Authentication requirements
`/v1/api/observice/directDebitsById`	POST	`clientId` `clientCode` `signature` `Authorization Bearer:` Token

Sample request

{
  "dateTimeStamp": "2024-12-31T10:40:00+02:00",
  "requestID": "df797efb-b588-4234-8ae1-5cb748559830",
  "merchantId": "APIS-300505",
  "banks": [
    {
      "code": "SVMB01",
      "consentId":"urn:SVMB01:kac-5a166b7d-8cdb-443a-a67a-80ad7a5b95b3",
      "accountId": "100004000000000000000002"
    }
  ]
}

Request description

JSON Tag	Requirement	Description	Data type
DateTimeStamp	Mandatory	Stamp denoting the date and time of the request ISO 8601 format - YYYY-MM-DDTHH:MM:SS	Date
RequestID	Mandatory	Unique request identification UUID format	Alphanumeric
merchantId	Mandatory	Unique merchant identification UUID format	Alphanumeric
banks	Mandatory	Array of banks and consents	Object
code	Mandatory	Unique bank identification code	Alphanumeric
consentId	Mandatory	Unique consent identification	String
accountId	Mandatory	Unique account identification as per the consent	String

Sample response

{
  "success": true,
  "payload": [
    {
      "code": "SVMB01",
      "data": {
        "accountId": "100004000000000000000002",
        "directDebit": [
          {
            "directDebitId": "001000000000000000000121",
            "mandateIdentification": "7248812485188",
            "directDebitStatusCode": "Active",
            "name": "SAINSBURYS BANK",
            "previousPaymentDateTime": "2017-11-21T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "269.83",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000122",
            "mandateIdentification": "37101310109",
            "directDebitStatusCode": "Active",
            "name": "AMERICAN EXPRESS",
            "previousPaymentDateTime": "2017-11-20T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "2583.46",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000123",
            "mandateIdentification": "727380302001",
            "directDebitStatusCode": "Active",
            "name": "VIRGIN MEDIA PYMTS",
            "previousPaymentDateTime": "2017-11-20T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "82.48",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000124",
            "mandateIdentification": "A319834ER",
            "directDebitStatusCode": "Active",
            "name": "AVIVA LIFE",
            "previousPaymentDateTime": "2017-11-15T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "40.32",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000125",
            "mandateIdentification": "A319879ED",
            "directDebitStatusCode": "Active",
            "name": "AVIVA LIFE",
            "previousPaymentDateTime": "2017-11-15T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "17.84",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000126",
            "mandateIdentification": "A325453EZ",
            "directDebitStatusCode": "Active",
            "name": "AVIVA LIFE",
            "previousPaymentDateTime": "2017-11-15T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "63.20",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000127",
            "mandateIdentification": "5000007799272500",
            "directDebitStatusCode": "Active",
            "name": "LLOYDS BANK MTG",
            "previousPaymentDateTime": "2017-11-15T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "200.65",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000128",
            "mandateIdentification": "364417",
            "directDebitStatusCode": "Active",
            "name": "HONDA FINANCE GBPO",
            "previousPaymentDateTime": "2017-11-13T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "8266.01",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000129",
            "mandateIdentification": "401203101401",
            "directDebitStatusCode": "Active",
            "name": "RMG CRA",
            "previousPaymentDateTime": "2017-11-06T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "119.07",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000130",
            "mandateIdentification": "5522139602499925",
            "directDebitStatusCode": "Inactive",
            "name": "NW WORLD MASTERCAR",
            "previousPaymentDateTime": "2017-10-23T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "891.62",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "001000000000000000000131",
            "mandateIdentification": "9189963",
            "directDebitStatusCode": "Active",
            "name": "DVLA-LS64XYZ",
            "previousPaymentDateTime": "2017-10-03T00:00:00.000Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "190.00",
              "currency": "SAR"
            }
          },
          {
            "directDebitId": "1a5643e0-0fa3-4079-8778-f70abb0f465a",
            "mandateIdentification": "pfYphPYG8A",
            "directDebitStatusCode": "Active",
            "name": "Almutlaq Holding",
            "previousPaymentDateTime": "2022-12-24T22:21:09.453Z",
            "frequency": "KSAOB.Annual",
            "previousPaymentAmount": {
              "amount": "48.16",
              "currency": "SAR"
            }
          }
        ]
      },
      "links": {
        "self": "https://rs-ob-sb.SVMB01.com/open-banking/account-information/2022.11.01-final-errata2/accounts/100004000000000000000002/direct-debits"
      },
      "meta": {
        "totalPages": 1
      }
    }
  ]
}

Response description

JSON Tag	Description
success	Process success status represented as `True` or `False`
payload	Payload tag carrying response information
code	Unique bank code identification
data	Tag carrying accounts and Direct Debits data included in the response
accountId	Unique account identification
directDebit	Tag carrying information on Direct Debits for the account
directDebitId	Unique Direct Debit identification
mandateIdentification	Unique mandate identification details
directDebitStatusCode	Status code of the Direct Debit
name	Registered name of the Direct Debit
previousPaymentDateTime	Date and time of the previous Direct Debit payment
frequency	Frequency of the payment
previousPaymentAmount	Amount paid for the last (previous) Direct Debit payment
amount	Transaction amount for the previous direct debit payment
currency	Default currency of the account in which the transaction amount is indicated
links	Redirect link
self	Own link/URL details
meta	Meta tag
totalPages	Information displayed in terms of pages